At Abbey Insurance Brokers, we’ll look after you. We can protect what’s important to you by searching through our range of expert insurers to find you the right deal. With over 40 years experience in car insurance within NI we use our buying power to negotiate great deals on your behalf- saving you time, hassle and even some cash! Trust your local expert.

Your excess. In general, paying a higher excess — the amount you’d have to pay upfront if you made a claim — will mean paying a lower premium. However, you need to make sure that you’re able to afford to pay the excess if you do need to make a claim. This is just a taste of the wide-ranging cover available. See the Details of Cover page for further information on our motor insurance products. Your AA personal claim advisor will contact you in a week to discuss how your claim is progressing, and see if we can be of any assistance.

If you do have an accident and your insurer subsequently finds out about it, it could result in higher premiums regardless as the insurer will consider you more of a risk. Taking out a SORN is pretty straightforward, you just need to get in touch with the DVLA and provide them with various details about your vehicle as well as certain reference numbers.

There are Lounges in Edinburgh, Glasgow, Manchester, Norwich and London – each a real home-from-home – and we’ve got more planned for other UK cities very soon. Sainsbury’s car insurance is underwritten by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No: 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Minimum 12 months’ driving licence and a refundable fuel deposit required when obtaining the replacement car. Only available in the UK or Isle of Man.

We’ve made our car insurance better by adding even more cover. We’re still giving you free 24hr breakdown cover and homestart, but now Northern Ireland customers get much more. Read all about our new, improved car insurance. Also known as motor legal assistance, motor legal expenses covers you to help recover uninsured losses, such as compensation for personal injury or hire car costs while your car is being repaired. Motor legal expenses can also be used to defend a motoring prosecution arising from an incident while you were using your car. But if you transport goods or people as part of your voluntary work, then please call 0800 197 7178 for a quote.

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Go through the quote process and it’ll ask who owns the car. The quote you get will be based on this. This by no means translates to LV being the cheapest choice – but it’s very useful to get an idea of what you should be paying. Even more savings are there for the taking if you can protect your vehicle by securing it. Fitting an alarm or immobiliser (especially one approved by Thatcham) will reduce the bill substantially.

Even if you’re only driving your car every now and then it must be insured. The Continuous Insurance Enforcement scheme, which came into force in January 2011, means all cars must be covered – unless they’re not in use and off the road. It aims to crack down on uninsured drivers by matching up the database of cars on the road with insured drivers. It doesn’t matter if the policy holder or any additional drivers make a claim, the named driver will gain their own No Claims Bonus every year they don’t make a claim on your policy.

DOUBLE Nectar points on Premier Cover for up to 2 years on Sainsbury’s shopping & fuel. To receive double Nectar points you must quote and purchase direct from Sainsbury’s Bank. Premier Cover must be renewed at first renewal for double points to continue. Offer is available to new customers. While your insurer will be following your driving closely, there are relatively few restrictions on when and where you drive. For example, you could increase your excess. This is the part of any insurance claim you have to pay yourself. Make sure it is still affordable, though.

They can cut premiums substantially once you start proving you are a good driver. The biggest win is for those whose premiums are high, especially young drivers. We will provide up to £100,000 to cover legal costs to help you claim, where no other insurance policy will cover your losses, as long as the chance that your claim will succeed is more than 50%. Buying your car insurance online with Abbey could save you even more money. On top of our highly competitive premiums you will pay no admin fees.

We offer drivers our own free No Claims Discount Guarantee with every car insurance policy. That’s just one of the many car insurance benefits we’d like to offer our customers. Click that big green button to get a quote. You only need to use Bell Plug & Drive for the first 3 months of your policy. We believe in taking the hassle out of black-box car insurance. Comprehensive cover will cover your car, as well as the property of others. You may have to foot the bill for repairs to your car if you have only Third Party cover. Free print magazine offer available to residents of the UK. Free digital magazine offer open to UK and overseas. Click here to view full terms and conditions.

In addition, a problem may arise if you have a second accident and it is found to be related to work undertaken for the first. If this does happen it would most likely result in non-payment of the claim, rather than cancellation of your insurance or being reported for fraud, but could still end up costing you £1,000s. If you still haven’t found a deal you’re happy with, or want to push the envelope, there are some more options to try. Please note, we do not charge an administration fee if you call us to update your policy to show you now do voluntary work.

Another quick win is tweaking your job description (legitimately of course). An illustrator is often cheaper than an artist, an editor than a journalist, a PA than a secretary. If you are unable to drive your car after loss or damage, we would aim to provide you with a courtesy car If a courtesy car is not suitable for your needs, you may be able to claim for ‘loss of use’ benefits, excluding the first week. If you have already had a quote from us – all you need to do is click the retrieve a quote button above and login to your account to view your best quote prices.

Despite having a no fault claim at the beginning of May, it took until end of June to get my car back on what was a 3-5 day repair. Wrong hire car arranged twice and you can’t get hold of anybody outside of 9-5 Mon-Fri. Won’t be renewing Way too much hassle with these. For new customers you’ll be given a 5% discount in the first year, included in your quote. Plus an extra 5% off if you’re already a Virgin Money customer. No waiting for the postman! Everything is online: we send you email and SMS updates rather than letters in the post.

You also get motor prosecution defence cover if you are facing suspension or disqualification of your driving licence. You get up to £20,000 of legal expenses to help with your case, as long as there is a reasonable chance of avoiding suspension or disqualification. This cover doesn’t include fines or penalties or any charges relating to alcohol or drugs.

By proceeding you are confirming that you have read this information, and that you have printed or downloaded the Key Facts document. Select business use when you use your car to travel to various places in connection with your work, such as offices or factories. Business use is not required when you travel to a single permanent place of work. Most insurers will cover drivers between the ages of 18 and 75 but some set the minimum age at 21. You may also find it difficult to find cover if you have many points on your licence or a long history of claims.

Aside from the benefit of not having to scrape the ice off in winter, there is a higher risk of theft by keeping the car on the road, so keeping it in the garage will be reflected in your premium. Some insurers, such as iKube and Co-op , have curfews in place, meaning driving at certain times (usually between 11pm and 5am) could result in a fine or an increase in premiums.

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